You deserve privacy

We collect user-submitted account information by which you may be personally identified, such as name, email address, and by which you may be contacted online or offline with notifications related to the use of the services offered by the Sites and other information you may provide, such as your age, income, liquid assets worth and risk tolerance. We maintain information you submit in your profile on the Sites. We collect information from you when you send us feedback as well. Some information collected is not explicitly submitted by the user. Examples of such information include (but are not limited to): browser-type related information, IP address, requested URL, referring URL, and timestamp. See "Use of Cookies and IP Address" below. Note, that we use a third party, Yodlee, to collect your external accounts login credentials provided by you and information about your holdings in those accounts for the purpose of providing you the Money Minx dashboards and reports on moneyminx.com.

Also, if you sync your account(s) and/or bank account(s) to our Sites, your financial institution may provide us with information about you and your account to facilitate our ability to provide our services to you and to reduce the amount of data you need to enter.

We keep records of our services, which may include but are not limited to, records of the advice that we provide to you, your use of our services, and your communications to us about our services.

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Sites and its contents to you;
• To provide you with information, products or services that you request from us;
• To fulfill any other purpose for which you provide it;
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;
• To notify you about changes to our Sites or any products or services we offer or provide through our Sites;
• To respond to your feedback or inquiries;
• In any other way we may describe when you provide the information; and
• For any other purposes with your consent.

Data that does not include personal information may be used for research purposes. For instance, we may compile data, excluding personal information, for purposes of demographic analysis and research.

If you enable Minx Measure-up and Minx Winks on your account, your data (without personal identifiable details) will be used to provide intelligence and comparisons of your accounts as compared to other Money Minx users.

As you navigate through and interact with our Sites, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including browser-type related information, IP address, requested URL, referring URL, timestamp data, and other information help us diagnose problems with our servers, administer the Sites, and otherwise provide the highest possible level of service to you. In addition, we use this non-personal information to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the site.

Like most websites, the Sites require cookies to function properly. Cookies are small text files that reside on a user's computer and identify you as a unique user. We use cookies to refine our services and simplify the user experience. For example, the use of cookies allows registered users to enter our Sites without explicitly typing in their email address and password every time, and it allows us to personalize your experience on the Sites by, e.g., showing you your account balances. For these reasons we tie personal information such as your email address to our cookies. If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows you to deny or accept the cookie feature; however, you should note that cookies might be necessary to provide you certain features (e.g., customized delivery of information) available on the Sites.

We use tracking utility companies that uses cookies and Web beacons on our Sites. We have no access to or control over these third party tracking utilities. For example, we use cookies in conjunction with Google Analytics Demographics and Interest Reporting in order to better understand our visitors. Google Analytics collects information such as how often users visit our Sites, what pages they visit when they do so, and what other sites they used prior to coming to our Sites. We use the information we get from Google Analytics only to maintain and improve our Sites. Google Analytics does not collect your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personal information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit our Sites, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to our Sites are restricted by the Google Analytics Terms of Use and the Google Privacy Policy. As related to Google Analytics, visitors can choose to opt out using Ads Settings, Ad Settings for mobile apps, or any other available means including Google Analytics' opt out tool. Unlike Google Analytics, not all tracking utility companies allow users to opt-out. If you do disagree with our use of cookies as set forth in this section, your choice is to not use our Sites.

Unless we have your express permission, we will not share any personal information about you with any advertising companies or with the providers of the advertised goods and services, and these companies will not collect such information on our behalf. If you choose to use these separate goods and services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies.

Some of the information you provide on our Sites is publicly exposed in an aggregated and/or anonymized manner unless otherwise noted. However, except as set forth in this Privacy Policy, we do not sell, rent, share, trade or give away any of your personal information. We do not share your personal information for a third parties' promotional use. We may disclose personal information that we collect or you provide as described in this Privacy Policy:

• To our subsidiaries and affiliates;
• To contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them;
• We will disclose information about individual users to governmental or judicial authorities or law enforcement agencies, or to other individuals or entities, in response to subpoenas, court orders, or other legal processes. Further, we may share information in order to investigate, prevent, or take action regarding illegal activities or suspected fraud, or to enforce or apply the terms and conditions of this Privacy Policy;
• To fulfill the purpose for which you provide it;
• For any other purpose disclosed by us when you provide the information;
• With your consent;
• To enforce or apply our Terms of Use; and
• If we believe disclosure is necessary or appropriate to protect our rights, property, or safety or the rights, property or safety of our customers or others.

We reserve the right to transfer your personal information in the event of a transfer of our ownership, such as a restructuring, an acquisition by or merger with another company. In such an event, we will notify you before information about you is transferred and becomes subject to a different privacy policy. For the users who chose to open an investment advisory account with us, the transfer of personal information in the event of a transfer of our ownership is governed by the Investment Advisory Agreement between us and such users.

We will notify you when information about you may be provided to third parties in ways other than explained above, and you will have the option to prevent such information sharing.

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. Our security measures include industry standard technology and equipment to help protect your personal information.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Sites, you are responsible for keeping this password confidential. We ask you to not share your password with anyone.

Unfortunately, the transmission of information via the Internet is not completely secure. Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot guarantee the security of your personal information transmitted to our Sites. Any transmission of personal information is at your own risk.

You hereby acknowledge that we are not responsible for any intercepted information sent via the Internet or the circumvention of any privacy settings or security measures contained on our Sites, and you hereby release us from any and all claims arising out of or related to such interceptions of information or circumventions of our Sites

We may also use your information to contact you about our services that may be of interest to you. If you do not want us to use your information in this way, please provide notice to us through one of the following ways:

• Adjust your user preferences in your account profile; or
• To opt-out of receiving promotional or marketing communications from us at a specific address, you may use the unsubscribe instructions sent by us.